There is an old expression that free legal advice over the phone may be worth precisely that which you pay for it. That may be accurate in certain cases but you can find areas it is possible to go for free debt advice which will be both helpful and rewarding, in case you have a need for advice about your debts.
Local schools and community colleges
Many of the schools have accounting sections or economics where you could get some free advice. The truth is, if there is a community college in your town, you might find it offers a free course in personal cash management.
Free legal advice
It’s possible for you to find free legal advice in virtually every city. Where I live, there’s the Legal Aid Foundation, Legal Corner and a Free Family Law Helpline, which likewise offer free legal advice. It’s possible for you to get the Legal Aid Foundation in nearly every town of any size and it is a great source for free legal advice over the phone.
Problems with a debt collector?
In case a debt collector is calling and harassing you always or phoning you at work, it is possible to send the collection agency a “cease and desist” letter. You need to send it enrolled and return receipt requested so that you will have evidence that you sent the letter and that it was received by the bureau. You can go to your state’s attorney general’s office for debt advice and help should it not cease harassing you.
There are a few very nice resources accessible through the Internet for debt advice. One of the best is Money Management International. Itis a nonprofit organization that can help you handle your money to help get your lifetime back on course, demonstrate you how to lessen your spending and develop a personal debt management strategy. Money Management International could almost certainly help you and has been assisting families since 1958.